| 00:00 - 00:03 | Tommy we bet on rates continuing to rise |
| 00:04 - 00:05 | The trend was up |
| 00:05 - 00:07 | The economy started to turn |
| 00:08 - 00:12 | But we anticipated the upward cycle wasn't complete yet so |
| 00:12 - 00:15 | Jacked rates and went after loan growth |
| 00:17 - 00:19 | I try to explain lending |
| 00:19 - 00:21 | Verses lagging indicators |
| 00:24 - 00:26 | Tommy--- |
| 00:27 - 00:28 | We |
| 00:31 - 00:33 | We, really suck at Econ |
| 00:34 - 00:36 | We spend most of our time at IDK |
| 00:53 - 00:58 | If you were mature and returned to your prison cells early last night for bed, leave. |
| 01:13 - 01:15 | I volunteer my time for this! |
| 01:15 - 01:17 | And all you imbeciles do is drink! |
| 01:18 - 01:23 | All day you bitch and moan about the computer bank teams |
| 01:25 - 01:28 | they get all the loans... |
| 01:29 - 01:31 | Operating expenses are a |
| 01:31 - 01:34 | complete mystery and pricing makes no sense |
| 01:34 - 01:37 | You think you are so smart |
| 01:37 - 01:40 | Any you JUST DON'T LISTEN |
| 01:40 - 01:42 | Tommy one hour just isn't enough time |
| 01:42 - 01:46 | LAST YEARS TEAMS KILLED IT WITH THE SAME DECISION TIMES |
| 01:46 - 01:48 | Sir, they got cupcake rate environment |
| 01:48 - 01:52 | Cupcake my ass, you're just idiots! |
| 01:53 - 01:54 | EXCUSES |
| 01:56 - 01:57 | All week, excuses and bitching |
| 01:57 - 02:00 | So interested in the computer teams |
| 02:00 - 02:03 | Never interested in determining what went wrong |
| 02:04 - 02:08 | You stroll into breakfast, bloodshot eyes |
| 02:08 - 02:13 | smelling like light beer and self pity. And you blame it on me! |
| 02:14 - 02:16 | I even bring in Mark, thinking maybe, just maybe |
| 02:17 - 02:21 | You'll listen to him and you roll your eyes about work best friends! |
| 02:27 - 02:29 | Maybe I'll just hang it up |
| 02:30 - 02:34 | I leave my bank for this, my Nancy, for you. |
| 02:34 - 02:36 | And you torpedo your share price. |
| 02:41 - 02:42 | Ridiculous. |
| 02:43 - 02:47 | Absolutely ridiculous you can't read the goddamn tea leaves just ONCE |
| 02:48 - 02:53 | I can only spoon feed you for so long. |
| 02:54 - 02:56 | Eventually you'd think one of you would figure it out |
| 02:56 - 02:59 | My Nancy could run this sim in her sleep |
| 03:00 - 03:02 | And she asks how much to leave for a 20% tip! |
| 03:04 - 03:07 | It's okay, he just misses his sheeps |
| 03:14 - 03:16 | Call Jamie Dimon, we need to sell |
| 03:19 - 03:23 | That asshole is going to get another bank for pennies on the dollar |
| 03:25 - 03:26 | It's pathetic. |
| 03:31 - 03:33 | You have this thing won. |
| 03:40 - 03:46 | I hope you learned here this week and tender your resignations immediately back home. |
| 03:46 - 03:49 | Carolene would tear you to shreds |
| 03:53 - 03:56 | I digress. |
