| 00:00 - 00:03 | Mein Furher, your current debt to income ratio is concerning. |
| 00:04 - 00:05 | You have a subprime mortgage, |
| 00:05 - 00:07 | a car title loan, |
| 00:08 - 00:12 | four unsecured credit cars, |
| 00:12 - 00:15 | and you are not making minimum payments. |
| 00:17 - 00:19 | The SCRA 6% interest cap make my debt manageable. |
| 00:19 - 00:21 | The SCRA 6% interest cap make my debt manageable. |
| 00:24 - 00:26 | Mein Furher... |
| 00:27 - 00:28 | The SCRA... |
| 00:31 - 00:33 | The SCRA only applies to pre-service debt. |
| 00:34 - 00:36 | The SCRA only applies to pre-service debt. |
| 00:53 - 00:58 | These men will stay here. JAG, Command Financial Specialists, Fleet and Family Support liaison. |
| 01:13 - 01:15 | Now you tell me this! |
| 01:15 - 01:17 | After I've blown every paycheck? |
| 01:18 - 01:23 | I've been spending like a drunk Sailor on shore leave, for Christ's sake! |
| 01:25 - 01:28 | Every GMT says "SCRA, SCRA, SCRA." |
| 01:29 - 01:31 | And only now you bring up the fine print! |
| 01:31 - 01:34 | Wouldn't that have been important to cover at indoc? |
| 01:34 - 01:37 | Or could you not be bothered |
| 01:37 - 01:40 | to inform me about the law? |
| 01:40 - 01:42 | It's your job, after all. |
| 01:42 - 01:46 | Mein Furher, the indoc brief lists all referecnes. |
| 01:46 - 01:48 | Do you ever look up a brief's references? |
| 01:48 - 01:52 | It's a throw away slide! |
| 01:53 - 01:54 | You call yourselves lawyers and financial counselors! |
| 01:56 - 01:57 | What did you do at NJS? Spend all your time learning CMTIS! |
| 01:57 - 02:00 | Or do you just write nonsupport letters |
| 02:00 - 02:03 | As if anyone pays any attention too them anyway? |
| 02:04 - 02:08 | I get nonsupport letters every day. |
| 02:08 - 02:13 | I make sure the obligatory counseling is complete, |
| 02:14 - 02:16 | and then I write back that we counseled the Sailor and then I forget about them. |
| 02:17 - 02:21 | It's a matter for the courts anyway. |
| 02:27 - 02:29 | But for this, 6%. |
| 02:30 - 02:34 | I was was counting on 6%. That's why I |
| 02:34 - 02:36 | never bothered to read the contracts that carefully. |
| 02:41 - 02:42 | Not when there is superseding federal law. |
| 02:43 - 02:47 | Law that is directly on point. |
| 02:48 - 02:53 | Or so I thought until you three decided today was the day to do your job. |
| 02:54 - 02:56 | Or so I thought until you three decided today was the day to do your job. |
| 02:56 - 02:59 | It's ok. He can still request a stay if he gets sued. |
| 03:00 - 03:02 | I relied on incomplete information. |
| 03:04 - 03:07 | I relied on incomplete information. |
| 03:14 - 03:16 | There is no way I can pay these debts. No way. |
| 03:19 - 03:23 | My Mustang. Gone. |
| 03:25 - 03:26 | But, Gentlemen, if you think I'm moving back into the barracks, you're nuts. |
| 03:31 - 03:33 | But, Gentlemen, if you think I'm moving back into the barracks, you're nuts. |
| 03:40 - 03:46 | I need the BAH. |
| 03:46 - 03:49 | I can't give that up. |
| 03:53 - 03:56 | Never. |
