00:00 - 00:03Mein Furher, your current debt to income ratio is concerning.
00:04 - 00:05You have a subprime mortgage,
00:05 - 00:07a car title loan,
00:08 - 00:12four unsecured credit cars,
00:12 - 00:15and you are not making minimum payments.
00:17 - 00:19The SCRA 6% interest cap make my debt manageable.
00:19 - 00:21The SCRA 6% interest cap make my debt manageable.
00:24 - 00:26Mein Furher...
00:27 - 00:28The SCRA...
00:31 - 00:33The SCRA only applies to pre-service debt.
00:34 - 00:36The SCRA only applies to pre-service debt.
00:53 - 00:58These men will stay here. JAG, Command Financial Specialists, Fleet and Family Support liaison.
01:13 - 01:15Now you tell me this!
01:15 - 01:17After I've blown every paycheck?
01:18 - 01:23I've been spending like a drunk Sailor on shore leave, for Christ's sake!
01:25 - 01:28Every GMT says "SCRA, SCRA, SCRA."
01:29 - 01:31And only now you bring up the fine print!
01:31 - 01:34Wouldn't that have been important to cover at indoc?
01:34 - 01:37Or could you not be bothered
01:37 - 01:40to inform me about the law?
01:40 - 01:42It's your job, after all.
01:42 - 01:46Mein Furher, the indoc brief lists all referecnes.
01:46 - 01:48Do you ever look up a brief's references?
01:48 - 01:52It's a throw away slide!
01:53 - 01:54You call yourselves lawyers and financial counselors!
01:56 - 01:57What did you do at NJS? Spend all your time learning CMTIS!
01:57 - 02:00Or do you just write nonsupport letters
02:00 - 02:03As if anyone pays any attention too them anyway?
02:04 - 02:08I get nonsupport letters every day.
02:08 - 02:13I make sure the obligatory counseling is complete,
02:14 - 02:16and then I write back that we counseled the Sailor and then I forget about them.
02:17 - 02:21It's a matter for the courts anyway.
02:27 - 02:29But for this, 6%.
02:30 - 02:34I was was counting on 6%. That's why I
02:34 - 02:36never bothered to read the contracts that carefully.
02:41 - 02:42Not when there is superseding federal law.
02:43 - 02:47Law that is directly on point.
02:48 - 02:53Or so I thought until you three decided today was the day to do your job.
02:54 - 02:56Or so I thought until you three decided today was the day to do your job.
02:56 - 02:59It's ok. He can still request a stay if he gets sued.
03:00 - 03:02I relied on incomplete information.
03:04 - 03:07I relied on incomplete information.
03:14 - 03:16There is no way I can pay these debts. No way.
03:19 - 03:23My Mustang. Gone.
03:25 - 03:26But, Gentlemen, if you think I'm moving back into the barracks, you're nuts.
03:31 - 03:33But, Gentlemen, if you think I'm moving back into the barracks, you're nuts.
03:40 - 03:46I need the BAH.
03:46 - 03:49I can't give that up.
03:53 - 03:56Never.