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Hitler Reacts to Card Breaches
Hitler Reacts to data breaches and EMV

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00:00 - 00:03As you can see our efforts to contain breaches from Target, Michael's and Home Depot via Global Rules have been largely successful
00:04 - 00:05In state fraud from POS software breaches while sporadic can be troublesome but is not widespread at this time
00:05 - 00:07We have been able to work with FI's to advise of BIN blocks for this type of fraud and have seen good results
00:08 - 00:12At this time we have contained things as can best be expected
00:12 - 00:15Keeping clients aware of ongoing trends is our biggest hurdle
00:17 - 00:19You forgot Sally Beauty, we have that contained also
00:24 - 00:26Boss
00:27 - 00:28Sally Beauty
00:31 - 00:33Sally Beauty had another breach into their POS system
00:34 - 00:36They may have under reported their 1st breach and it could have hit all of their stores nationwide
00:53 - 00:58Everyone that isn't a Rules Analyst, Fraud Consultant or Fraud Supervisor leave the room
01:13 - 01:15These fucking merchants are the scum of the Earth.
01:15 - 01:17They care nothing for losses to cardholders or FI's
01:18 - 01:23They aren't qualified to secure a Netflix Password and we let them have customer account data
01:25 - 01:28How can you have two breaches in less than one year. Who manages their IT? Peter Griffin?
01:31 - 01:34If these ass-hats would take just the slightest care about information security these things would not happen
01:34 - 01:37And when the counterfeit cards turn up at other merchants they take 0 effort toward stopping the fraud
01:37 - 01:40How can you not have a system in place that shows the same card is at 4 different registers?
01:40 - 01:42EMV will stop this
01:42 - 01:46We neutered EMV because cardholders in this country are so stupid they can't be bothered to learn a PIN
01:46 - 01:48But the chip is a great security measure that will make it more difficult to copy card data
01:48 - 01:52And you fucking make it half useless by switching to chip and signature
01:53 - 01:54Instead of chip and pin like the rest of the World
01:56 - 01:57We have a chance to use tools that will make this fraud a thing of the past
01:57 - 02:00Instead we decide that we will take steps to keep this sort shit going on
02:00 - 02:03Because we won't tell people that they have to take measures to protect themselves
02:04 - 02:08Safety measure can never be optional in this Country or people will not use them
02:08 - 02:13People didn't stop driving cars because you made them wear seat belts
02:14 - 02:16People won't stop using cards because you make them remember a 4 digit number
02:17 - 02:21If the industry as a whole adopts the measures they will work
02:27 - 02:29But that won't happen
02:30 - 02:34One asshole will decide they can make a bit more margin by catering to the lazy cardholder
02:34 - 02:36They will call it choice and convenience
02:41 - 02:42But when you get down to it
02:43 - 02:47It is just people being lazy
02:48 - 02:53Then they'll say that the future is mobile payments
02:54 - 02:56But we all know that unless everyone adopts one token
02:56 - 02:59Platform that it will just be a mishmash of bad security standards
03:00 - 03:02That lead to even more breaches in the future that are harder to control
03:04 - 03:07It's okay I'll show you how to use Bolt$ to keep an eye on your card
03:14 - 03:16Fuck it. Why even try
03:19 - 03:23Just keep coming up with new rules that help react to the fraud
03:25 - 03:26So we can get blocks out there as fast as possible
03:31 - 03:33Breaches are never going away
03:40 - 03:46And neither the cardholders or the merchants
03:46 - 03:49Will take the steps needed to stop them
03:53 - 03:56I give up